Enjoy flexible payments with

Why PayLater?

Get what you want now, pay for it later

PayLater is here to bring you what you want when you want it, making payments for life’s pleasures easier and stress-free. 

PayLater, the smart way to pay for life’s many pleasures

2 ways to PayLater

Pay in 4 monthly instalments

Make a large bill smaller at checkout. Pay only 1/4 of the total bill today.

Or

Pay the next month

Track your monthly spend and pay for it all in one bill. You also earn GrabRewards points this way!

No interest,
no fees

Pay only the price of what you’re bringing home. There’s no interest, no upfront costs, and no fees as long as you repay on time. 

 

Brands you (will) love

Use PayLater for your Grab spends and on brands you love like Secretlab, Hipvan, and many more. 

Discover new brands and exciting offers now.

It is completely transparent.

Know everything that happens

Get updates every step of the way. From when a transaction has been made to when a repayment is successful. Made a refund in-store? We’ll let you know when you will get your money back.

No hidden charges

There’s only one charge if you miss a scheduled payment, and that’s a flat S$10 admin fee to reactivate your suspended PayLater account.

It prioritises your privacy and security.

Keep your credit card
number safe

Keying in sensitive credit/debit card details on multiple websites leaves you at risk of fraudulent transactions. With PayLater, you only need to check out with your mobile number no matter which store you are shopping at.

We confirm it's you who's shopping

We verify every of your transactions with a One-Time Password (OTP) sent to your mobile.

It's super simple to use.

The joy is in receiving your parcel, not paying.

Check out in 3 taps

There’s no need to memorise anything. Simply choose to checkout with Grab, key in the OTP sent to your mobile and select PayLater as your payment method. Done!

Pay back with ease

You can automate repayments from your GrabPay balance or linked card. This makes it virtually impossible to miss a bill and keeps you from incurring any admin fee.

Yours in 2 minutes

PayLater is designed for easy registration, so you won’t need to apply or send us more documentation to start using it. If you’re an existing Grab user, you’re  likely able to access PayLater immediately.

Frequently asked questions

PayLater is a free service offered by retailers to you – there are no upfront fees charged or any interest accrued.

The only fee that may be incurred is admin fee to reactivate your suspended account for each missed payment. Your PayLater account may be suspended if you have overdue PayLater bill and you do not make any payments after being notified by us.

Grab Singapore
Forward Together

3 Media Close,
Singapore 138498

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